curl --location 'https://sandbox-api.payfonte.com/payments/v1/checkouts' \
  --header 'client-id: <your-sandbox-client-id>' \
  --header 'client-secret: <your-sandbox-client-secret>' \
  --header 'Content-Type: application/json' \
  --data '{
    "reference": "test-001",
    "amount": 1000,
    "currency": "NGN",
    "country": "NG",
    "user": {
      "phoneNumber": "08012345678"
    }
  }'

# Sandbox
PAYFONTE_SANDBOX_BASE_URL=https://sandbox-api.payfonte.com
PAYFONTE_SANDBOX_CLIENT_ID=...
PAYFONTE_SANDBOX_CLIENT_SECRET=...

# Production
PAYFONTE_PRODUCTION_BASE_URL=https://api.payfonte.com
PAYFONTE_PRODUCTION_CLIENT_ID=...
PAYFONTE_PRODUCTION_CLIENT_SECRET=...

const isProduction = process.env.NODE_ENV === "production";

const config = isProduction
  ? {
      baseUrl: process.env.PAYFONTE_PRODUCTION_BASE_URL,
      clientId: process.env.PAYFONTE_PRODUCTION_CLIENT_ID,
      clientSecret: process.env.PAYFONTE_PRODUCTION_CLIENT_SECRET,
    }
  : {
      baseUrl: process.env.PAYFONTE_SANDBOX_BASE_URL,
      clientId: process.env.PAYFONTE_SANDBOX_CLIENT_ID,
      clientSecret: process.env.PAYFONTE_SANDBOX_CLIENT_SECRET,
    };