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Africa Tech Summit Nairobi 2025

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Welcome to Payfonte

Africa’s leading payment orchestration platform enabling businesses to accept and disburse payments across 14+ African markets through a single, unified API integration.

14+

African Markets

$100M+

Processed Value

99.99%

System Uptime

T+1-3

Settlement

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What is Payfonte?

Payfonte is a unified payment orchestration platform that helps businesses collect and disburse payments across multiple providers and markets from one dashboard and one API. We simplify gateway management, routing, reconciliation, reporting, and integration so your team can focus on growth instead of payment infrastructure complexity.

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Why Payfonte?

Hybrid Orchestration

Use your existing MNO contracts where you have better rates, or leverage Payfonte’s direct partnerships. Combine both for optimal coverage and cost efficiency.
Eliminate the cost of developing and maintaining MNO API integrations. No server hosting, no ongoing technical support. We handle the infrastructure.
Automatic failover and backup rails ensure maximum transaction success rates. Our routing engine selects the optimal path for each transaction.
One dashboard for all markets, payment methods, and MNOs. Streamlined payment operations, financial reconciliation, and real-time reporting.
In-built reconciliation engine ensures 100% final state resolution. No missing or hanging transactions. Every payment reaches a definitive status.
Fully customizable checkout pages with your branding, or complete Payment Infrastructure-as-a-Service for fintechs and enterprises.

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Our Products

Payment Orchestration / IaaS

For Fintechs and EnterprisesFull payment infrastructure on your own MNO contracts. We provide the technology while you maintain direct provider relationships.
  • Use your own MNO/PSP contracts
  • White-label dashboard and checkout
  • Complete API access
  • Custom routing rules

Payment Aggregation

For Merchants and BusinessesStart accepting payments immediately using Payfonte’s aggregated MNO partnerships. No direct contracts required.
  • Instant go-live capability
  • Pre-negotiated MNO rates
  • Simplified onboarding
  • Managed compliance

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Quick Start Guide

1

Create your sandbox account

Sign up at sandbox-app.payfonte.com to access your test environment.
2

Get your API credentials

Navigate to Settings -> Security -> API Keys and Webhooks in your dashboard to retrieve your client-id and client-secret.
3

Make your first API call

Use the sandbox base URL to test your integration:
curl --location 'https://sandbox-api.payfonte.com/payments/v1/checkouts' \
  --header 'client-id: <your-client-id>' \
  --header 'client-secret: <your-client-secret>' \
  --header 'Content-Type: application/json' \
  --data '{
    "reference": "test-001",
    "amount": 1000,
    "currency": "NGN",
    "country": "NG"
  }'
Ready for production? Complete the KYB process via our onboarding form and go live in 1-5 business days.

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Need Help?

API Reference

Complete API documentation.

Contact Support

support@payfonte.com

Book a Demo

Schedule a walkthrough with our team.