curl --request POST \
  --url https://sandbox-api.payfonte.com/billing/v1/transfer-recipients/validate \
  --header 'Content-Type: application/json' \
  --header 'client-id: <api-key>' \
  --header 'client-secret: <api-key>' \
  --data '
{
  "currency": "USD, NGN, XOF, XAF",
  "country": "US, NG, CI, SN, CA, UK",
  "provider": "<string>",
  "account": {
    "phoneNumber": "2347012345678"
  }
}
'

{
  "data": {
    "currency": "USD, NGN, XOF, XAF",
    "country": "US, NG, CI, SN, CA, UK",
    "provider": "<string>",
    "accountLabel": "Bank Transfer | Zenith Bank | Dummy User | 0123456789",
    "account": {
      "phoneNumber": "2347012345678"
    }
  }
}